Working Capital

In today’s fast-paced business environment, liquidity is critical. Working Capital Financing provides your business with the agility it needs to remain competitive and adaptable. Our solutions are designed to be fast, flexible, and responsive to your unique needs.

Maximum Funding
$1M
Repayment Terms
6-24 mo
As Soon As Funding
24 hrs
Mid-Term Renewal
Available

When to Use Working Capital Financing

Maximize your financial potential with our advisors who bring real-world expertise to the table. We're committed to leveraging their extensive knowledge to guide you towards financial success and security.

Managing Cash Flow

Use working capital to smooth out uneven cash flow or cover temporary gaps caused by delays in receivables.

Covering Operational Costs

Keep your operations running by covering payroll, rent, utilities, and other fixed costs.

Growth and Expansion

Use the funds to invest in marketing, hire new employees, or launch new products without depleting your cash reserves.

Dealing with Emergencies

Be prepared for unexpected expenses, such as repairs, legal fees, or equipment replacement.

Effortless Financing, Tailored for Your Business

We know that time is valuable, so we've streamlined our application to be quick, easy, and efficient. Our goal is to help you secure the funding you need without unnecessary steps or delays.

Apply

Start with our quick, online application. It takes just minutes, with no complex paperwork required.

Get Approved

Receive a tailored financing offer as soon as 24-48 hours, designed to meet your business needs.

Get Funded

Accept your terms and funds are deposited quickly—allowing you to move forward without delay.

All you need to qualify

FICO Score
600+
Most recent business bank statements
4
In monthly deposits
$10k+
Months in business
6+

Advantages of Working Capital Financing

Discover the benefits of working capital financing and how it can transform your business.

Flexibility
Use the funds for any business purpose, whether its operational, emergency-related, or growth-focused.
Fast Access to Capital
Quick approval and funding ensure you can respond to challenges or opportunities without delay.
No Collateral Required
Unlike some financing options, working capital loans do not require you to put up business or personal assets as collateral.
Renewable Funding
You can apply for additional working capital or renew your loan halfway through your repayment term, keeping a steady flow of capital available. Your account manager will set up check-ins to help you take advantage of this!
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Why Work with Sereno for Working Capital?

Sereno Capital offers more than just capital—we provide businesses with a tailored, strategic approach to funding that helps them seize opportunities and navigate challenges without disruption. Our client-first approach, fast approvals, and access to a wide range of lending solutions allow us to be a trusted partner at every stage of your business journey. From streamlined approvals to flexible terms, we’re dedicated to supporting your growth at every step.

Frequently asked questions